Debit Cards

Debit cards are available with most of our checking accounts. Our debit card offers you the convenience of checking plus the added value of safety, easy record keeping and affordability. It can be used at establishments and ATM’s around the world. Just ask for an application when you open your account with us.


Debit card safety and security is important at Putnam County State Bank. We are currently working on updating all of our cards to the new EMV format. We also provide Falcon Fraud Protection to all of our debit card users.

Putnam County State Bank offers extra protection with the ability to enroll your debit card in smsGuardian. This service gives you, the cardholder, the ability to receive and respond to text alerts on your cell phone when a debit card transaction occurs. If the transaction is fraudulent, the cardholder can immediately respond to the message. This will block the card so no further transactions can occur. Enroll your card at Card Guardian.