Certificates of Deposit

Secure Your Savings with CDs

FDIC-Insured | Flexible Terms | Competitive Rates

Looking for a safe and reliable way to grow your savings? Our Certificates of Deposit (CDs) offer a secure investment option backed by FDIC insurance, with flexible terms and attractive rates.


CD Features

  • Terms available from 31 days to 5 years
  • Minimum opening deposit of $500.00
  • No service charges

Benefits Include

  • Interest accrued monthly for optimal yield
  • Flexible interest payment options:
    • Compounded
    • Deposited to another account
    • Paid by check or ACH
  • Outstanding interest rates, including special promotional offers
  • Automatic renewal at maturity
  • May be used as collateral
  • Monthly statements detailing interest earned
    • Paper Statements – Delivered by mail
    • E-Statements – Accessible via Online Banking or PCSB One-Touch Banking
Important Note: Substantial penalties apply for early withdrawals.

Digital Access

Enrollment in Online Banking is required to access PCSB One-Touch Banking.