Now Account

Putnam County State Bank's NOW account is for our customers who want the convenience of a regular checking account but also needs their money to work for them. Our NOW account has unlimited transactions and earns a variable interest rate. The minimum balance requirement is $1,000.00 or a service charge will be incurred.


You will receive a monthly detailed statement with images of your checks and deposit slips. This can be a traditional statement that will be mailed to you or we now offer E-Statements that can be emailed to you.


A debit card, Online Banking, Mobile Money and Remote Deposit Capture are available with this account for your convenience. You must be an Online Banking subscriber to be eligible for Mobile Money or Remote Deposit Capture.


This account can only be used by individuals for personal use and by sole proprietorships. Corporations, partnerships, associations, estates, business trusts or other judicial entities are not eligible by Federal Regulation.