NOW Account

Account Features

Enjoy the flexibility of unlimited transactions while earning a competitive 1.00% APY with our NOW Account. Designed for individuals and sole proprietorships, this account combines convenience with rewarding benefits.

Account Highlights

  • Interest Rate: Earn a variable 1.00% APY on your balance.
  • Minimum Balance: Maintain a daily balance of $1,000.00 to avoid a monthly service charge.
  • Unlimited Transactions: Manage your money freely without limits.

Statements

Receive detailed monthly statements featuring images of cleared checks and deposit slips. Choose your preferred format:

  • Paper Statement – Delivered by mail.
  • E-Statement – Available via Online Banking or PCSB One-Touch Banking.

Account Features

Note: Enrollment in Online Banking is required to access PCSB One-Touch Banking and Mobile Deposit Capture.

Eligibility

This account is intended for personal use by individuals and sole proprietorships. Per Federal Regulation, the following entities are not eligible:

  • Corporations
  • Partnerships
  • Associations
  • Estates
  • Business Trusts
  • Other Judicial Entities