| Description | Regular Checking | NOW Account | Money Market Account | Advantage Banking | Passbook Savings | Christmas Club |
|---|---|---|---|---|---|---|
| Average Collected Balance | $300 | $1,000 | $2,500 | $1 | $100 | ![]() |
| Monthly Fee (based on average collected balance) |
$299.99 to $200 - $1; $199.99 to $100 - $2;
$99.99 and below - $3 |
$999.99 and below - $5 | $2499.99 to $1000 - $5 with interest; $999.99 and below $5 without interest |
$4/Individual
$6/Family Additional benefits are also available
|
$99.99 and below - $3 | ![]() |
| Monthly Fee waived if under 23 years of age or over 55 years of age (1 checking account and 1 savings account) | ![]() |
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| Interest Bearing | ![]() |
Current Rate: 1.00% apy |
Current Rate: 2.00% apy |
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Current Rate: 1.00% apy |
PCSB pays 50th pmt |
| Online Banking | ![]() |
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| Unlimited Deposits/Withdrawals | ![]() |
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9 WD/Qrt -$1chg per WD over | ![]() |
| Mobile Banking | ![]() |
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| Mobile Deposit | ![]() |
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| E-Statements with Images | ![]() |
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| E-Statements without Images | ![]() |
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| Debit Card | ![]() |
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| Free Personal Checks | ![]() |
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| Accidental Death Insurance | ![]() |
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Interest rates are as of September 18, 2025

