Regular Checking

Account Features & Policies Summary

Service Charges

  • No service charge if you maintain an average collected balance of $300 during your statement cycle.
  • A small fee applies if your balance falls below $300 (refer to the fee schedule).
  • No minimum balance requirement if you're under 23 or over 55 years old.

Statements

  • You’ll receive a monthly detailed statement with check and deposit slip images.
  • Choose between:
    • Mailed paper statement
    • E-statement (viewable under the "Electronic Statements" widget in Online Banking and PCSB One-Touch Mobile banking)

Account Access & Tools